If you are facing foreclosure due to mortgage nonpayment, it’s important to understand your rights and how to keep them protected. Dealing with the burden of unmanageable debt, has put many people in our country into a similar position, and there are several ways to help you protect your assets and avoid the loss of your home. Many people do not realize that there are ways that they can protect their home and avoid foreclosure.

The best way to explore your options and learn what legal approach may be beneficial in your particular circumstances is to talk with a highly qualified lawyer. A legal representative that is keenly familiar with the laws and procedures that pertain to foreclosure defense and its alternatives can effectively gauge your situation and guide you through the course of action that will achieve the most favorable outcome.

Protecting Your Rights is Our Priority

Tucson injury law firm is focused on providing effective solutions to those dealing with debt and facing severe repercussions. We can educate you concerning your rights, both before and after foreclosure proceedings have been filed against you, and provide you with the high level of representation you deserve in your case.

After careful review of your real estate contract and financial situation, we can help to determine what preventative measures can be employed to help you avoid foreclosure, as well as assisting you with workable debt management or relief services.

Ramifications of Foreclosure

Foreclosure Defense

There are some negatives that come to pass if you don’t defend against foreclosure and allow the lender to foreclose on your property. A foreclosure on your credit report is often far more damaging than even a bankruptcy; in bankruptcy, you can actually improve a terrible credit report, as you no longer owe the debt, and can immediately begin improving your credit by carefully managing it thereafter. In a foreclosure, you are unlikely to be given credit to purchase property in the future.​

Legal Options in Foreclosure

There are a variety of good legal options, including legal action against the lender if they have violated the law in any manner in your case. When facing a foreclosure, you should ensure that you get the correct information before allowing it to proceed. A lawyer can review your situation and advise you what can be done to fight your foreclosure and avoid having this damaging item on your future credit. Our firm has many years of experience and a high level of commitment to our clients.

The first thing to do is contact an attorney We can evaluate your personal financial situation and determine what action would work the best in your case.

Alternatives 

It is important to understand the alternatives that are available to those suffering the burden of foreclosure and/or unmanageable debt. If you are dealing with creditor harassment, potential lawsuits, repossession, or other credit related issues, there may be workable solutions to help you out of your stressful situation.

​The best way to learn what type of debt relief options would benefit your particular circumstances is to discuss the matter with an experienced and knowledgeable lawyer.

What are some of the other options?

our legal team is well versed in the many procedures that can be employed to help a person get out of debt, without having to go through the bankruptcy process. We have assisted a countless number of clients in successfully handling:

  • Loan modifications: Modifying the terms of your mortgage and negotiating a lower interest rate and overall principal
  • Debt negotiations: Through negotiation with your creditors, they may change the terms of your loan or accept a lower amount of money
  • Debt settlement: By offering a lump sum to the creditor, they may accept a lower amount of money and forgive the remainder of the debt
  • Debt consolidation: This refers to consolidating multiple loans into one in an effort to lower interest rates or change the interest rate to fixed rather than variable

Whatever the situation is you’re facing, we believe there is a workable solution. We have dedicated our professional lives to helping individuals and families become debt free and will zealously advocate your rights and interests while representing your case. We know how to produce the type of results you need and deserve, and will relentlessly pursue the best possible outcome for you and your family.

Helping Clients Avoid Foreclosure

we are focused and dedicated to building workable solutions for those facing the loss of the things they have worked so hard to acquire and achieve. Based on your situation and what goals you have for yourself, we can provide appropriate recommendations to help you pursue those objectives.

We are dedicated to helping individuals and families become debt free and have assisted countless clients with debt relief solutions to help them keep their homes and avoid other negative repercussions like creditor harassment, repossession, wage garnishment, and lawsuits. There is a light at the end of the tunnel and we are committed to helping you create a brighter financial future for yourself and your family.  We help consumers from Pensacola, Pensacola Beach, Gulf Breeze, Navarre, Fort Walton and Fort Walton Beach.

Last modified: September 8, 2019

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